Wealth management in plain english.

Beyond the Numbers Blog

Financial Planning
How to Find a Financial Advisor

Is a financial advisor worth it? What is a fiduciary advisor? Here is everything you need to know to find a financial advisor.

How Not to Run Out of Money in Retirement

The prospect of running out of money in retirement is becoming increasingly more likely. Across the US, retirement savings average out to about $255,200 despite the fact that most workers feel they will need $1.9 million.

The Truth About Your 401(k)

401(k)s have been a staple of American retirement plans since their inception in the early 80s. But as with any asset, this essential part of your retirement planning comes with its own set of pitfalls. And in an industry that thrives on hidden fees and commission-heavy products, it’s easy to see how many hard-working employees are losing out.

Financial Planning
Are You Paying Too Much for Your Variable Annuity?

A variable annuity can be a wonderful vehicle to preserve and grow your wealth. But it is a complex financial product, and it’s easy for unethical brokers to design low-quality contracts that will siphon off your profits.

Wealth Management
The Federal Reserve Interest Rate: What It Is and How It Affects You

When we look at the news, there are a lot of different rates thrown about. Half of the time, these various rates are just labelled under the umbrella term “Federal Reserve Interest Rate”. And this makes it confusing when you read two different articles and you find contradictory information.

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How we can help.

At Encompass Advisors, we provide wealth management and investment guidance for every aspect of your financial life – and we do it with a warm, personal approach. Located in western North Carolina, we serve clients locally, nationally, and globally.