Wealth management in plain english.

Beyond the Numbers Blog

News
Geopolitical Risk and Your Portfolio: The Limits of Diversification

I’ve written much about how investing today isn’t the same as in previous decades. And it’s not just because of the technology. So much has changed, from domestic fiscal policy to geopolitical risk and every shift affects how you build your portfolio.

News
Why Low Interest Rates Signals Slowdowns, Not Growth

I’ve written about interest rates before, but they are in the news again. And, to be honest, the link between interest rates and the economy are not always clear if you don’t live and breathe economics. 

Retirement
When to Take Social Security

Social security averages your income over your working life and distributes that amount to you. But how much you get depends on when you file your social security claim.

Financial Planning
Why General Financial Advice Isn’t Benefiting Your Portfolio

General financial advice rarely overlaps with individual portfolios. I imagine that Americans see the need for a deeper understanding of the markets and financial planning.

Featured image for Complex Inheritances and Legacy Planning: Examples and Best Practices
Wealth Management
Complex Inheritances and Legacy Planning: Examples and Best Practices

It’s easy to think about legacy planning late in life.

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At Encompass Advisors, we provide wealth management and investment guidance for every aspect of your financial life – and we do it with a warm, personal approach. Located in western North Carolina, we serve clients locally, nationally, and globally.